Exchange data profile
Gemini
US-regulated cryptocurrency spot and derivatives exchange featuring institutional-grade security, comprehensive compliance, and fiat gateways
Comprehensive market data, spot trading specifications, fee schedules, and regulatory compliance status for Gemini Exchange.
Visit Website ↗- Spot maker
- 0.00% to 0.20% (Varies by ActiveTrader volume tiers and API fee schedules)
- Spot taker
- 0.03% to 0.40% (Varies by ActiveTrader volume tiers and API fee schedules)
- Supported coins
- 100+
- Trading pairs
- 250
Last audited: August 13, 2026
Market overview
- Founded
- 2014
- Headquarters
- New York, New York, United States
- Daily volume tier
- Tier 1 / Tier 2 (Regulated Institutional Liquidity)
- Proof of reserves
- Verified (Regular Independent Attestation & SOC 2 Type II Security Audits)
- Reserve audit date
- 2026-Q2 Financial and Reserve Disclosures
- Audit method
- Independent Public Accounting Firms & SOC 2 Certified Verification
Platform features
- Gemini ActiveTrader Advanced Pro Order Book Interface
- USD, EUR, and GBP Fiat On/Off Ramps & Banking Corridors
- Gemini Earn & Staking Yield Products (where permitted)
- Institutional Custody & OTC Trading Desk Solutions
- Low-Latency REST, WebSocket, and FIX APIs for Algorithmic Traders
Spot trading fees
| Fee Type | Rate |
|---|---|
| Spot maker fee | 0.00% to 0.20% (Varies by ActiveTrader volume tiers and API fee schedules) |
| Spot taker fee | 0.03% to 0.40% (Varies by ActiveTrader volume tiers and API fee schedules) |
| BNB / platform discount | Not applicable (Operates independent US compliance fee and volume tiers) |
| VIP fee tiers | Yes |
| Fiat deposit fee | 0.00% for ACH and bank wire transfers (Varies for debit/credit and instant gateways) |
| Fiat withdrawal fee | Low-cost ACH and wire transfer withdrawal fee schedules |
Security & compliance
- KYC requirement
- Mandatory Tier-based Identity Verification (Government ID, SSN, and residential proof)
- Insurance / reserve fund
- Hot wallet insurance coverage and specialized institutional cold storage offline protection policies
- VIP fee tiers
- Yes
- Fiat deposit fee
- 0.00% for ACH and bank wire transfers (Varies for debit/credit and instant gateways)
- Fiat withdrawal fee
- Low-cost ACH and wire transfer withdrawal fee schedules
Two-factor authentication
- Hardware Security Keys (YubiKey FIDO2 / U2F)
- Google Authenticator
- Authy
- SMS Verification
Regulatory registrations and licenses
- NYSDFS (New York State Department of Financial Services) Limited Purpose Trust Company Charter
- FinCEN Money Services Business (MSB) and state-level Money Transmitter Licenses (MTLs)
- FCA Cryptoasset Business Registration in the United Kingdom
Highlights and considerations
Highlights
- Regulated as a New York trust company under the oversight of the NYSDFS
- Advanced Gemini ActiveTrader interface featuring low-latency FIX and WebSocket APIs
- Industry benchmark for cybersecurity with hardware YubiKey U2F integration and cold storage
- Global compliance standing with active licenses across the US, UK, and European jurisdictions
Considerations
- Strict asset listing governance prioritizes regulatory compliance over high-risk micro-cap altcoins
- Mandatory identity verification (KYC) required for all account access and trading functionality
- Higher base instant web interface fees compared to dedicated ActiveTrader volume tiers
Frequently asked questions
What are Gemini spot trading fees?
Is Gemini regulated and licensed in the United States?
How many cryptocurrencies does Gemini support?
Does Gemini require identity verification (KYC)?
How does Gemini secure user funds and crypto assets?
Recommended alternatives
Full review
Gemini, established in October 2014 by Tyler and Cameron Winklevoss and headquartered in New York City, operates as a regulated digital asset exchange and custodian. Structured as a New York trust company regulated by the NYSDFS, Gemini maintains strict regulatory compliance standards across the United States, the United Kingdom, and international jurisdictions. The platform caters to both retail investors and institutional market participants by providing secure fiat banking integration, multi-layered asset protection, and professional trading infrastructure. This technical and operational profile documents its spot fee structures, supported asset metrics, security architecture, and regulatory standing as of August 2026.
Spot Market Liquidity & Execution Architecture
Gemini maintains structured order book depth across primary digital assets and fiat trading pairs, including USD, EUR, and GBP. High-frequency traders and programmatic participants utilize the Gemini ActiveTrader interface, which delivers low-latency order execution with narrow bid-ask spreads. Institutional clients connect via enterprise-grade REST, WebSocket, and FIX APIs designed for high-throughput algorithmic trading strategies.
Fee Architecture & ActiveTrader Volume Tiers
The standard spot trading fee structure varies significantly between the web/mobile instant interface and the Gemini ActiveTrader professional suite. On ActiveTrader, fees utilize a maker-taker model starting with baseline rates up to 0.20% for makers and 0.40% for takers on lower volume brackets. Transaction costs scale downward progressively based on the user's trailing 30-day trading volume, reaching competitive lower brackets for high-frequency institutional tiers.
Security Infrastructure & Regulatory Compliance
Gemini is recognized as an industry benchmark for regulatory compliance and cybersecurity. Security controls incorporate hardware security key support (YubiKey U2F), strict multi-factor authentication, hardware security module (HSM) key management, and offline cold storage asset segregation for the vast majority of customer holdings. Regulatory oversight is anchored by its NYSDFS trust charter, FinCEN registrations, and FCA compliance frameworks in the UK.
Fiat Banking Corridors & Global Infrastructure
The exchange offers robust fiat deposit and withdrawal channels supporting multiple major fiat currencies. ACH and bank wire transfers feature zero deposit fees, facilitating seamless capital onboarding for verified retail and institutional accounts. Comprehensive tax reporting tools and institutional sub-account management further support enterprise workflows.