Exchange data profile
Binance.US
United States-regulated cryptocurrency spot exchange featuring competitive trading fees, USD fiat integration, and robust security
Comprehensive market data, spot trading specifications, fee schedules, and regulatory compliance status for Binance.US Exchange.
Visit Website ↗- Spot maker
- 0.00% to 0.20% (Varies by VIP tier and promotional pair schedules)
- Spot taker
- 0.04% to 0.40% (Varies by VIP tier and promotional pair schedules)
- Supported coins
- 150+
- Trading pairs
- 300
Last audited: August 13, 2026
Market overview
- Founded
- 2019
- Headquarters
- Miami, Florida, United States
- Daily volume tier
- Tier 2 (US Regional Liquidity)
- Proof of reserves
- Verified (Cryptographic Merkle Tree Solvency Audits)
- Reserve audit date
- 2026-Q2 Financial and Reserve Disclosures
- Audit method
- Independent Cryptographic Asset Verification & On-Chain Proof
Platform features
- USD Fiat On/Off Ramps & Bank Transfer Integration
- Advanced Spot Trading & Pro Order Books
- Recurring Buy & Staking Services (where permitted)
- High-Performance Matching Engine & Mobile App
- Public REST and WebSocket APIs for Algorithmic Traders
Spot trading fees
| Fee Type | Rate |
|---|---|
| Spot maker fee | 0.00% to 0.20% (Varies by VIP tier and promotional pair schedules) |
| Spot taker fee | 0.04% to 0.40% (Varies by VIP tier and promotional pair schedules) |
| BNB / platform discount | Not applicable (Operates independent US fee schedules and VIP tiers) |
| VIP fee tiers | Yes |
| Fiat deposit fee | Free for ACH transfers, variable fixed fees for wire transfers |
| Fiat withdrawal fee | Low-cost ACH and wire transfer withdrawal fees |
Security & compliance
- KYC requirement
- Mandatory US Identity Verification (SSN, government-issued photo ID, and residential address validation)
- Insurance / reserve fund
- 95%+ cold storage asset segregation and specialized risk mitigation reserves
- VIP fee tiers
- Yes
- Fiat deposit fee
- Free for ACH transfers, variable fixed fees for wire transfers
- Fiat withdrawal fee
- Low-cost ACH and wire transfer withdrawal fees
Two-factor authentication
- Google Authenticator
- SMS Verification
- Biometric App Verification
- Anti-Phishing Code
Regulatory registrations and licenses
- FinCEN Money Services Business (MSB) registration across multiple US states
- State-level Money Transmitter Licenses (MTLs)
Highlights and considerations
Highlights
- Regulated digital asset exchange tailored specifically for the United States market
- Direct USD fiat integration supporting secure ACH and bank wire deposits/withdrawals
- Competitive maker-taker spot fee schedules with progressive VIP volume tiers
- Rigorous compliance standards and multi-factor account security protections
Considerations
- Asset selection is strictly curated to comply with US regulatory guidelines
- Mandatory identity verification (SSN and US residency) required for all account access
- Fiat deposit options are restricted exclusively to approved US banking rails
Frequently asked questions
What are Binance.US spot trading fees?
How to deposit USD fiat on Binance.US?
Is Binance.US regulated in the United States?
Does Binance.US require identity verification (KYC)?
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Full review
Binance.US, established in September 2019 and headquartered in Miami, Florida, operates as a regulated digital asset spot exchange tailored specifically for customers in the United States. Operating independently with a dedicated compliance framework, the platform provides secure USD fiat onboarding and specialized spot trading pairs. This technical and operational profile details its spot fee schedules, supported asset metrics, security infrastructure, and regulatory standing as of August 2026.
Spot Market Liquidity & US Fiat Corridors
Binance.US maintains focused liquidity pools across primary capital assets and select altcoins. The matching infrastructure supports low-latency execution for US retail and institutional traders, with direct integration for USD bank transfers via ACH and wire networks. Programmatic traders connect via low-latency REST and WebSocket APIs.
Fee Architecture & Volume Tiers
The standard spot trading fee structure utilizes a maker-taker model, with baseline rates scaled across progressive VIP volume tiers based on 30-day trading activity. Promotional zero-fee or low-cost maker incentives apply to designated spot pairs.
Security Infrastructure & Regulatory Oversight
Security protections incorporate multi-factor authentication requirements, withdrawal address whitelisting, and strict cold-storage asset segregation holding over 95% of user funds offline. Regulatory compliance is maintained through FinCEN registration and state-level money transmitter licenses.